Know From The Injury Lawyer In Coquitlam Who Pays In A Hit And Run Case
In any hit and run case, the losses can really add up given the vehicle damage, treatments for injuries and the pain and suffering aspect. In such a case, it is difficult for the Injury Lawyer in Coquitlam to ascertain who will pay up for your damages. Usually, in a hit and run case, the liable person is nowhere near the scene. Other drivers may stop to render help and the police may arrive within minutes but no one can provide any details of the car that hit you. After the investigation you will be sent to the hospital for treatment after which you may follow up with the police and car insurance company.
Own Car Insurance
In such a situation, it is your own car insurance that will seem to be the only source for claiming for your losses caused and medical treatment due to the hit and run accident. The Injury Lawyer in Coquitlam will help you a lot in the process as the insurance company will not be very keen to make the payment as it is their usual nature and practice. It is important for the attorney to decide what kind of car insurance coverage you have, the terms of it and also the insurance rules that are followed in your state.
No Fault Coverage
Depending on the details of your coverage if you stay in a ‘no fault’ state your personal car insurance policy which is called "personal injury protection" or "PIP" coverage will pay for the claims. You will get compensated for your medical treatment costs, lost wages and even the cost of any replacement services. It will depend on the rules of your state though as to how much it will be paid as all of these benefits have its limits. These limits are known to the Injury Lawyer in Coquitlam as they have an intrinsic knowledge about insurance law and the claiming process.
Nature of The Limits
The nature of the limits will vary depending on several factors. There may be instances when such limits of claims will be set by you. This limit set will ideally depend on the value of your insurance policy that you have purchased. In some other cases,the limits will be in accordance with the law of the state which is known to the Injury Lawyer in Coquitlam. Moreover, according to the law the no-fault or PIP coverage will compensate for your economic losses irrespective of who caused the accident. Under no circumstances no-fault or PIP coverage will pay for your non-economic losses or pain and sufferings due to the car accident.
The Collision Coverage
If there is any collision coverage in your policy that entails the damages caused to your vehicle, you can also claim for such repair cost. However, you will have to pay for the deductibles if any on your collision coverage. Such deductibles could have been claimed from the at fault driver but in a hit and run case you will have to sacrifice this amount. It is needed to know that collision coverage pertains to only vehicle damage and not your injuries. For more information visit here: Barapp Law Firm BC
Own Car Insurance
In such a situation, it is your own car insurance that will seem to be the only source for claiming for your losses caused and medical treatment due to the hit and run accident. The Injury Lawyer in Coquitlam will help you a lot in the process as the insurance company will not be very keen to make the payment as it is their usual nature and practice. It is important for the attorney to decide what kind of car insurance coverage you have, the terms of it and also the insurance rules that are followed in your state.
No Fault Coverage
Depending on the details of your coverage if you stay in a ‘no fault’ state your personal car insurance policy which is called "personal injury protection" or "PIP" coverage will pay for the claims. You will get compensated for your medical treatment costs, lost wages and even the cost of any replacement services. It will depend on the rules of your state though as to how much it will be paid as all of these benefits have its limits. These limits are known to the Injury Lawyer in Coquitlam as they have an intrinsic knowledge about insurance law and the claiming process.
Nature of The Limits
The nature of the limits will vary depending on several factors. There may be instances when such limits of claims will be set by you. This limit set will ideally depend on the value of your insurance policy that you have purchased. In some other cases,the limits will be in accordance with the law of the state which is known to the Injury Lawyer in Coquitlam. Moreover, according to the law the no-fault or PIP coverage will compensate for your economic losses irrespective of who caused the accident. Under no circumstances no-fault or PIP coverage will pay for your non-economic losses or pain and sufferings due to the car accident.
The Collision Coverage
If there is any collision coverage in your policy that entails the damages caused to your vehicle, you can also claim for such repair cost. However, you will have to pay for the deductibles if any on your collision coverage. Such deductibles could have been claimed from the at fault driver but in a hit and run case you will have to sacrifice this amount. It is needed to know that collision coverage pertains to only vehicle damage and not your injuries. For more information visit here: Barapp Law Firm BC